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Ministry Pacific
Insurance Services

 

Your calling is worth protecting.

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We’re not your insurer.
We’re your advocate.

Insurance companies have experts on their side. Now you do too.

Ministry Pacific is a property and liability insurance broker serving more than 1,700 houses of worship, schools, ministries and nonprofit organizations across the United States. Our services are free.

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How We Serve Nonprofits and Faith-Based Organizations

When we receive a request for insurance pricing, we get to work on your behalf. We don’t have a product to push; we have a market to research. Each insurance company offers one product and one price. Instead of being restricted to one option, we contact multiple insurers to find the coverage that right’s for you. Instead of knocking on a single door, we knock on many. Then we share the results with you.

Instead of knocking on one insurer's door, Ministry Pacific, a broker, helps houses of worship and nonprofits secure multiple quotes to find the best price and package.

our insurance partners

Ministry Pacific has an expanding network of insurance partners. By consulting multiple carriers, we find the best package and price for your unique needs. Here are some of the insurers in our network. View the entire list of Ministry Pacific’s insurance partners here.

THE MISSION PROTECTION LIBRARY

The Ministry Pacific Mission Protection Library is a set of practical, plain-language guides written specifically for houses of worship, private schools and nonprofits. It protects them from risk and points to best practices.

Insured is good. Prepared and insured is even better.

Insurance is there for you when something goes wrong. But we'd rather help you keep it from going wrong in the first place. That's why we've created the Mission Protection Library. It’s full of practical, plain-language guides written specifically for houses of worship, private schools and nonprofits. Some explain laws you’re required to follow. Others share proven habits that protect children, volunteers, and guests, and keep your organization out of court. It’s all free.

VISIT THE LIBRARY

THE LATEST FROM MINISTRY PACIFIC

Courageous Cause Blog, Ministry Pacific Insurance Services
No Good Deed Goes Unpunished: Protecting Your Ministry from Malpractice Claims
No Good Deed Goes Unpunished: Protecting Your Ministry from Malpractice Claims

Ministry malpractice entered the legal lexicon in the late 1970s following a decade-long court battle over a church’s counseling practices. The church prevailed, but the reality of religious and nonprofit malpractice litigation heightened the importance of specialized Errors & Omissions Insurance to protect houses of worship and charitable nonprofits from lawsuits. Learn more about this coverage and get a free quote from Ministry Pacific.

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People-centered performance improvement for faith-based organizations
People-centered performance improvement for faith-based organizations

Addressing staff performance in churches and nonprofits requires more than corporate checklists. Rather than one-sided discipline, healthy ministry accountability is rooted in faithful stewardship and restoration. When leaders provide clear expectations and resources – and employees take active ownership of their improvement – organizations foster trust and mutual growth.

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When trust isn’t enough: Protecting your ministry from insider fraud
When trust isn’t enough: Protecting your ministry from insider fraud

Embezzlement in houses of worship and nonprofits is almost always an inside job driven by misplaced trust and a lack of oversight. Because fraudsters often appear kind and devoted, intuition alone cannot protect sacred funds. Organizations must establish strict internal controls, multi-person authorization, and financial bonding insurance as an essential firewall – ensuring financial betrayal doesn't destroy a ministry's mission or public trust.

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What’s a broker? Why does it matter?

The language of insurance can be confusing: Agent? Broker? Insurer? Aren’t they all the same?

They are, in fact, different. The distinctions are simple, but important.

  • An insurer provides the financial backing for your policies (life, health, auto, home, business) based on your contract.

  • An agent is a sales representative for an insurer.

  • A broker is independent of insurers. Brokers seek and evaluate pricing and policies from multiple insurance companies on behalf of customers. While agents work for a single insurer, brokers work for you, seeking the best policy and insurer for your unique needs. Ministry Pacific is an insurance broker. Our services are free.

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